What does a mechanics lien secure?

A mechanics lien is a legal claim placed on a property by a contractor, subcontractor, or supplier who has not been paid for services or materials provided in relation to construction or improvement work on that property. This lien secures the right to payment for the work done and materials supplied, ensuring that the parties involved can recover the costs incurred when they are not compensated.

When the lien is recorded, it creates a claim against the property that may complicate the sale or refinancing of the property until the debt is settled. This mechanism not only protects the financial interests of those who contributed to the project but also encourages property owners to fulfill their financial obligations in a timely manner.

It is important to understand that while mechanics liens specifically relate to payment for construction-related work, they do not cover other financial responsibilities of property owners, such as taxes, improvements unrelated to the professional services tied to the lien, or damages from other causes.