Which term refers to the ownership model where a husband and wife are considered a single legal entity?

The term that describes the ownership model where a husband and wife are considered a single legal entity is "tenancy by the entirety." This form of ownership is specifically designed for married couples and provides them with certain legal protections and rights that are not available in other forms of property ownership. One of the key features of tenancy by the entirety is that both spouses must agree to any actions involving the property, including selling or refinancing it. Additionally, this type of ownership typically provides a level of protection from creditors, as the property cannot be sold to satisfy the individual debts of one spouse.

In contrast, joint tenancy allows for co-owners to hold title to a property with equal rights but does not have the same protections or require the same unity of ownership as tenancy by the entirety. Other terms, such as community tenure, refer to different legal frameworks for property ownership, often varying by jurisdiction. Understanding these distinctions is crucial when discussing property rights and ownership structures in the context of marriage and family law.